Frequently Asked Questions

Yes, as an Investment Adviser Representative, we act in a fiduciary capacity for our advisory clients. This means we are bound to put your interests first and provide objective guidance aligned with your financial profile.

We operate on a fee-based model calculated as a clear percentage of assets under management. All fee schedules are fully disclosed prior to beginning our work together, helping support complete transparency.

We serve individuals, families, business owners, and corporate executives seeking tailored wealth guidance. Our strategies adapt to varying levels of financial complexity and distinct long-term goals.

The transition is often straightforward. Many advisors work with the same custodians, allowing us to notify the custodian that you’d like to make a change while keeping your existing accounts, account numbers, login information, and account links intact. If a custodian change is needed, our team will help guide you through the process. In many cases, accounts can be transferred without selling securities, which may help avoid realizing gains as part of the transfer. Before any transfer takes place, we’ll review your accounts with you and explain what to expect, including any potential tax considerations.

Getting started begins with an introductory consultation designed to help determine whether there’s a good fit between you and your advisor. We’ll learn more about your current financial situation, goals, and priorities, and discuss how our team’s experience and approach may support your needs over time.

We’ll meet regularly based on your needs, goals, and priorities. When you’re navigating a significant life event, working through an important project, or making a major financial decision, we can stay closely connected and increase the frequency of our meetings and communication as needed. Our goal is to be there when you need us, providing ongoing guidance and support as circumstances evolve.

Yes. Depending on your circumstances and available options, we can help you evaluate strategies for borrowing against eligible investment assets, whether through a custodian or another lending provider. We can also help coordinate the process of establishing a lending facility that aligns with your needs and broader financial plan.

At Juncture Wealth Strategies, we believe an investment strategy should be as individual as the person behind it. We develop customized strategies that consider your financial goals, cash-flow needs, time horizon, tax considerations, and comfort with investment risk. Our goal is to build an approach that aligns with your broader financial plan and evolves as your circumstances change.

We assist business owners by integrating personal wealth goals with corporate strategies. Our planning covers business succession, exit options, key employee retention, and corporate retirement solutions.

Legacy planning can help organize how your wealth and other assets may be passed on according to your wishes. At Juncture, we believe meaningful legacy planning goes beyond financial assets to consider the values, experiences, and vision you hope to pass forward. Thoughtful planning can help provide future generations with an understanding of where it all began while giving them the freedom to chart their own path.

Retirement planning can benefit from starting as early as possible, but meaningful adjustments can be made at any stage. As you approach retirement, particularly in the final years of your career, more frequent conversations may help refine your financial picture, evaluate your income strategy, and address changes as you prepare for your next chapter.

Yes. We work with clients to explore philanthropic strategies, such as donor-advised funds and charitable trusts, while considering their broader financial goals and tax-planning considerations. Our team can help evaluate available options and coordinate with other professionals when appropriate to support an approach that aligns with your priorities.

Currently, we custody client assets through Charles Schwab and Fidelity, independent institutional custodians that provide established account safety protocols, regulatory oversight, and regular reporting. As the financial services landscape evolves, we will continue to evaluate custodial options to help support our clients’ needs.

We believe diversification is about more than simply owning a variety of investments. We consider different asset classes and strategies with varying sources of return and historical relationships to one another. By thoughtfully allocating capital across investments, we seek to balance opportunity and risk in a way that aligns with each client’s objectives and circumstances.

Yes. Depending on a client’s goals, circumstances, and account size, portfolios may include individual stocks and bonds, as well as mutual funds, ETFs, or other investment vehicles. The investments selected are based on the individual strategy developed for each client.

Age is just one factor to consider when determining an investment approach. Other considerations may include income from other sources, cash-flow needs, upcoming purchases, financial goals, time horizon, and tolerance for investment risk. We take these factors into account to help develop an investment strategy that is appropriate for your circumstances and objectives.